THE OCCURRENCE OF LIFE-THREATENING DISEASES AND HEALTH INSURANCE CHOICE

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dc.contributor.authorRamankulova, Gulnaz
dc.date.accessioned2023-06-02T10:46:13Z
dc.date.available2023-06-02T10:46:13Z
dc.date.issued2023
dc.description.abstractThis thesis studies the impact of life-threatening illnesses on individuals’ health insurance choice. After experiencing health shock, an individual makes both immediate and long-term adjustments to insurance decisions. The study uses the data from The Korean Longitudinal Study of Aging (KLoSA) conducted between 2006 and 2018. The main empirical approach used in this thesis is the system GMM model, which is a combination of differenced and level equations. The number of insurance plans, the insurance premium, and total medical expenses are the main variables of interest. This study finds that individuals diagnosed with life-threatening diseases increase the number of private insurance options, experiencing a sharp increase in medical expenses. In the long-term, the medical expenditures stabilize over time and the effect of shock on the number of insurance plans and total premium gradually decreases.en_US
dc.identifier.citationRamankulova, G. (2023). The occurrence of life-threatening diseases and health Insurance choice. School of Sciences and Humanitiesen_US
dc.identifier.urihttp://nur.nu.edu.kz/handle/123456789/7178
dc.language.isoenen_US
dc.publisherSchool of Sciences and Humanitiesen_US
dc.rightsAttribution-NonCommercial-ShareAlike 3.0 United States*
dc.rights.urihttp://creativecommons.org/licenses/by-nc-sa/3.0/us/*
dc.subjectType of access: Restricteden_US
dc.subjectlife-threatening illnessesen_US
dc.subjectinsuranceen_US
dc.titleTHE OCCURRENCE OF LIFE-THREATENING DISEASES AND HEALTH INSURANCE CHOICEen_US
dc.typeMaster's thesisen_US
workflow.import.sourcescience

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